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HBL PhoneBanking     111-111-425

Commercial Banking

The Commercial Banking Group is targeted at medium sized businesses with annual sales between PKR 500 million and PKR 2.5 billion. We are present in all principal markets of the country, including Karachi, Lahore, Faisalabad, Gujranwala, Sialkot, Multan, Hyderabad, Sukkur, Islamabad, Rawalpindi and Peshawar via a network of 21 dedicated commercial branches, with an ever expanding presence currently comprising of 80 spoke branches.

Our team of seasoned relationship managers are equipped with the technical skills needed for the provision of personalized services and customized solutions that help to enable your business to function more efficiently​. A long history of financing and relationship nurturing at every level has enabled HBL to develop a unique understanding of the mid-market business segment. This enables us to provide a variety of products and services for our clients’ business needs.

HBL Commercial Banking’s mission is to provide our customers with a ‘Total Banking Solution’ under one roof. Our Asset and Liability business covers many areas of commercial businesses. Airline, Steel Manufacturing & Trading, Ship Breaking, Cotton Ginning, Spinning, Weaving, Printing, Dyeing, Garment Manufacturing, Flour Mills, Commodity Trading in pulses, rice and second hand clothes, Surgical Instrument Manufacturing, Sports Goods Manufacturing, Pharmaceutical Manufacturing & Trading, Contracting Business, are just some of the industries to which we provide our services.​


We specialize in creating custom made solutions to enable our clients to meet all their banking needs through the provision of the following services:​

  • Deposit and Savings Accounts
  • Transaction Banking Services
  • Working Capital Finance
  • Trade Finance in both PKR and FCY
  • Project / Expansion Finance
  • Receivables Discounting
  • Letters of Guarantee
  • Cash Management Services
  • Bulk Payments Solutions including Cash Over Counter
  • Payroll Management Solutions
  • Internet Banking
  • Life Insurance Plans
  • General / Asset Insurance