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HBL was the first commercial bank to be established in Pakistan in 1947.
Over the years, HBL has grown its branch network and become the largest
private sector bank with over 1,450 branches across the country and a
customer base exceeding five million relationships.

The Government of Pakistan privatized HBL in 2004 through which AKFED
acquired 51% of the Bank's shareholding and management control.

With a presence in 25 countries, subsidiaries in Hong Kong and the UK,
affiliates in Nepal, Nigeria, Kenya and Kyrgyztan and rep offices in Iran
and China, HBL is also the largest domestic multinational. The Bank is
expanding its presence in principal international markets including the
UK, UAE, South and Central Asia, Africa and the Far East.

Key areas of operations encompass product offerings and services in Retail
and Consumer Banking. HBL has the largest Corporate Banking portfolio in
the country with an active Investment Banking arm. SME and Agriculture lending programs and banking services are offered in urban and rural centers.
 
Rating
HBL is currently rated AA (Long term) and A-1+ (Short term) and has a
balance sheet size of over USD 11 billion. It is the first Pakistani bank
to raise Tier II Capital from external sources.
 
 
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