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About Us |
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HBL
was the first commercial bank to be established
in Pakistan in 1947. Over the years, HBL has
grown its branch network and become the largest
private sector bank with over 1,500 branches and 830 ATMs
across the country and a customer base exceeding
five million relationships.
The Government of Pakistan privatized HBL
in 2004 through which AKFED
acquired 51% of the Bank's shareholding and
management control. HBL is majority owned
(51%) by the Aga Khan Fund for Economic Development,
42.5% of the shareholding is retained by the
Government of Pakistan (GOP), whilst 7.5%
is owned by the general public i.e. over 170,000
shareholders following the public listing
that took place in July 2007.
With presence in 25 countries, subsidiaries in Hong Kong and the UK, affiliates in Nepal, Kenya and Kyrgyzstan and representative offices in Iran and China, HBL is also the largest domestic multinational with a network of more than 1,500 branches and 850 ATMs.
Key areas of operations encompass product
offerings and services in Retail and Consumer
Banking. HBL has the largest Corporate Banking
portfolio in the country with an active Investment
Banking arm. SME and Agriculture lending programs
and banking services are offered in urban
and rural centers. |
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| Rating |
| HBL
is currently rated AAA (Long term) and A-1+
(Short term) with 'Stable' outlook and has a balance sheet size of USD 14.644 billion. It is the first Pakistani
bank to raise Tier II Capital from external
sources. |
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