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Divestment by Government of Pakistan of its Shareholding in Habib Bank Limited
Disclosure of Material Information-Issuance of Term Finance Certificates
ICBC and HBL to develop industrial parks in Pakistan
Notice of Extraordinary General Meeting
Disclosure of Material Information- First Microfinance Bank Limited
Grievance Commissioner Cell for Overseas Pakistanis
Disclosure of Material Information
HBL to acquire Pakistan business of Barclays Bank PLC
Notice of AGM
Announcement of Financial Results for the Year Ended December 31, 2014
HBL and NOWPDP signed an agreement for the benefit of the people with special needs
Consent for Circulation of Annual Audited Financial Statements through Email
HBL Express and NADRA Launch Branchless Banking Services
Disclosure of Material Information
HBL's profitability surges by 31%
Disclosure of Material Information
Results for the 3rd Quarter ended September 30, 2014
HBL Posts 39% Growth in Profitability
Auction of HBL's Vehicles
HBL Press Release - CUP HBL Prime Issuer
HBL Posts 20percent Growth in Profitability
HBL to hold its 72nd Annual General Meeting on March 29th 2014 at Serena Hotel, Islamabad.
HBL and Warid sign agreement for future Online Bill Payment, March 14, 2014
HBL has announced the results for the year ended December31, 2013
HBL has announced the results for the nine months ended 30-09-2013
Warid and HBL sign an Agreement for the provision of USSD Channel for HBL Express 13-09-2013
HBL has announced the results for the six months ended 30-06-2013
HBL Results for December 2012
HBL Press Release - HBL & MEPCO - 08.02.2013
HBL press Release - HBL & China UnionPay - 24.01.2013
HBL Press Release - HBL & Cinepax - 21.01.2013
(NULL)Announcement Due Diligence of Consumer Business Portfolio Citibank Pakistan - 12.11.2012
HBL Press Release - Citi and HBL - 12.11.2012
The HBL has announced the results of the third quarter of 2012
Announcement - Change of President & CEO - 01.10.2012
The HBL has announced the results of the second quarter of 2012
The HBL has announced the results of the first quarter of 2012
HBL Launches SalaryPlus
Notice of Election of Directors
HBL Staff Create Guinness World Records
Notice Of Annual General Meeting
The HBL has announced its Annual Results for the year 2011
The HBL Board met on October 15, 2011 at Karachi and announced its results for the third quarter of 2011.
The HBL Board met on February 18, 2011 at Karachi
HBL wins two Global Finance Awards
HBL Results for the half year ended June 30, 2010
HBL wins Best Emerging Market Banks award in Pakistan for 2010
The HBL Board met on April 15, 2011 at Karachi and announced its results for the first quarter of 2011.
HBL announces Results for 2009
HBL receives 3 Global Finance Awards
HBL applauds its cricket heroes
HBL - 'The Best Emerging Market Bank in Pakistan'
HBL among Top 500 Global Financial Brands
HBL announces Results for 2008
2008 - 'Best bank In Pakistan' Award
2008 HBL Milestones - 'Buzziest Brands' Awards
'Most innovative Global Trade Finance' award
HBL announces Third Quarter results
HBL announces Half Yearly results
(Attested CNIC photocopy submission)
Dispatch of Dividend Warrants and Bonus Shares
HBL announces First Quarter results
HBL President announces the launch of HBL CreditCard
HBL introduces Enhanced Savings Account
HBL installs Vikuiti screen at its Zamzama Branch
icard and AutoCash to become inactive
HBL-IBA signs MoU for Banking Services
 
 
Divestment by Government of Pakistan of its Shareholding in Habib Bank Limited
May 30, 2015


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Disclosure of Material Information-Issuance of Term Finance Certificates
May 19, 2015


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ICBC and HBL to develop industrial parks in Pakistan
April 22, 2015
Suzhou, China 2nd April 2015

Industrial and Commercial Bank of China (ICBC) the largest bank of China, and Habib Bank Limited (HBL) the largest bank of Pakistan, join hands for setting up industrial zones in Pakistan. This initiative was launched in an investment conference held in Suzhou China
The objective of this conference was to make Chinese companies aware of the opportunities in Pakistan to create synergies and partnerships amongst businessmen of both countries. Such an initiative is also expected to promote economic development, attract foreign investment, modernize the industrial base and result in transfer of technology for Pakistan.
The attendees of this conference included representatives of the Governments from both countries, Suzhou Municipal Government, ICBC and HBL. Over 40 Chinese companies and 15 Pakistani companies attended the conference.
This idea of developing industrial zones in Pakistan was incubated in 2013. The basic premise behind this idea was to attract Chinese companies to setup industries in Pakistan and to promote partnerships between Chinese and Pakistani companies. Being the largest bank in Pakistan, HBL now has global footprints in 29 countries including China. The Bank works closely with institutions like ICBC to provide its customers access to Chinese businesses and financial sector. This partnership has led to enhancement of joint collaborations in several enterprises, including project financing and debt arrangement, trade products, and investment banking.

 
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Notice of Extraordinary General Meeting
April 03, 2015


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Disclosure of Material Information- First Microfinance Bank Limited
March 19, 2015


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Grievance Commissioner Cell for Overseas Pakistanis
March 13, 2015


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Disclosure of Material Information
March 12, 2015


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HBL to acquire Pakistan business of Barclays Bank PLC
March 12, 2015


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Notice of AGM
February 27, 2015


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Announcement of Financial Results for the Year Ended December 31, 2014
February 23, 2015


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HBL and NOWPDP signed an agreement for the benefit of the people with special needs
February 04, 2015


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Consent for Circulation of Annual Audited Financial Statements through Email
January 19, 2015


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HBL Express and NADRA Launch Branchless Banking Services
January 01, 2015


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Disclosure of Material Information
November 20, 2014


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HBL's profitability surges by 31%
October 24, 2014


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Disclosure of Material Information
October 09, 2014


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Results for the 3rd Quarter ended September 30, 2014
September 30, 2014


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HBL Posts 39% Growth in Profitability
July 22, 2014


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Auction of HBL's Vehicles
June 26, 2014


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HBL Press Release - CUP HBL Prime Issuer
June 14, 2014


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HBL Posts 20percent Growth in Profitability
April 25, 2014


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HBL to hold its 72nd Annual General Meeting on March 29th 2014 at Serena Hotel, Islamabad.
March 29, 2014


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HBL and Warid sign agreement for future Online Bill Payment, March 14, 2014
March 14, 2014


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HBL has announced the results for the year ended December31, 2013
December 31, 2013


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HBL has announced the results for the nine months ended 30-09-2013
September 30, 2013


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Warid and HBL sign an Agreement for the provision of USSD Channel for HBL Express 13-09-2013
September 13, 2013


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HBL has announced the results for the six months ended 30-06-2013
June 30, 2013


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HBL Results for December 2012
February 12, 2013


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HBL Press Release - HBL & MEPCO - 08.02.2013
February 08, 2013


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HBL press Release - HBL & China UnionPay - 24.01.2013
January 24, 2013


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HBL Press Release - HBL & Cinepax - 21.01.2013
January 21, 2013


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(NULL)Announcement Due Diligence of Consumer Business Portfolio Citibank Pakistan - 12.11.2012
November 12, 2012


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HBL Press Release - Citi and HBL - 12.11.2012
November 12, 2012


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The HBL has announced the results of the third quarter of 2012
October 31, 2012
The HBL Board met on Wednesday, October 31, 2012 at Karachi and announced its results for the nine months ended September 30, 2012. The Bank continues to show a strong performance; profitability has shown a growth of 10.7% as compared to the same period last year. HBL's consolidated Pre-tax profit for nine months ended September 30, 2012 is Rs. 28.1 billion and the profit after tax is Rs. 17.4 billion, which translates into an earnings per share of Rs. 14.21.
 
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Announcement - Change of President & CEO - 01.10.2012
October 01, 2012


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The HBL has announced the results of the second quarter of 2012
August 10, 2012
The HBL Board met on August 10, 2012 at Karachi and announced its results for the six months ended June 30, 2012. The Bank continues to show a strong performance; profitability has shown a growth of 18.5% as compared to the same period last year. HBL's consolidated Pre-tax profit for six months ended June 30, 2012 is Rs.19.2 billion and the profit after tax is Rs. 11.9 billion, which translates into an earnings per share of Rs. 9.68.
 
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The HBL has announced the results of the first quarter of 2012
April 24, 2012
The HBL Board met on April 24, 2012 at Karachi and announced its results for the three months ended March 31, 2012. The Bank continues to show a strong performance; profitability has shown a growth of 22% as compared to the same period last year. HBL’s consolidated Pre-tax profit for three months ended March 31, 2012 is Rs.9.8 billion and the profit after tax is Rs. 6.1 billion, which translates into an earnings per share of Rs. 5.46.
 
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HBL Launches SalaryPlus
April 02, 2012

HBL has launched an overdraft facility, HBL SalaryPlus which provides you with freedom to meet your immediate expenses with ease. HBL SalaryPlus provides you with an overdraft limit on your HBL Salary account that allows you to draw funds against your assigned limit. Now you can fulfill all your home, educational and health related needs with a smile.

Click on the SalaryPlus link, call HBL PhoneBanking at 111-111-425 or visit your nearest branch for further details.

 
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Notice of Election of Directors
March 17, 2012


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HBL Staff Create Guinness World Records
March 03, 2012
Employees of HBL created two Guinness world records at their annual sales conference on Saturday, March 3rd.

The records . created at the Sharjah Cricket Stadium, UAE . include the World.s Longest Handshake Chain of 274 people beating the previous record of 188, and the World.s Longest Graffiti Scroll themed upon .Colors of Pakistan.. Using spray paint only, HBL employees created a colorful scroll of 1,924 meters beating a previous record of 1,676 meters.

.The final measurement is 1,924 metres. announced Tarika Vara, the adjudicator from Guinness as HBL employees broke into chants of .Pakistan Zindabad.. .This is a very difficult record to achieve,. she added.

Mr. R. Zakir Mahmood, President & CEO of HBL, received the Guinness certificates for both records at the Bank.s conference dinner on Saturday evening. Lauding the staff.s effort, the HBL Chief displayed the certificates and said, .This is for Pakistan!..

 
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Notice Of Annual General Meeting
March 02, 2012


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The HBL has announced its Annual Results for the year 2011
February 24, 2012
The HBL Board met on February 24, 2012 at Karachi and announced its results for the year 2011, which show a strong growth in all areas. Deposit has registered remarkable growth of 25% and the net asset growth of the bank has been 14% over 2010. HBL’s consolidated Pre-tax profit for 2011 is Rs.34 billion and the profit after tax is Rs. 22 billion, which translates into an earning per share of Rs. 20.13. The Bank announced a final cash dividend of Rs. 4 per share (40%) and 1 bonus shares for every 10 shares held (10%), which is in addition to the interim dividend of Rs. 3 per share.
 
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The HBL Board met on October 15, 2011 at Karachi and announced its results for the third quarter of 2011.
October 15, 2011
The HBL Board met on October 15, 2011 at Karachi and announced its results for the third quarter of 2011. HBL's consolidated Pre-tax profit for the third quarter of 2011 is Rs. 24.1 billion and the profit after tax is Rs. 15.7 billion showing an increase of 24% and 29% respectively over the corresponding period last year. This translates into an earning per share of Rs. 14.16 for the nine months ended September 2011. The Bank announced first half year interim dividend of Rs. 3 per share.
 
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The HBL Board met on February 18, 2011 at Karachi
February 21, 2011
The HBL Board met on February 18, 2011 at Karachi and announced its results for the year 2010, which show a strong growth in all areas. Deposit growth for the year has been 9.5% and the net asset growth of the bank has been 14% over 2009. HBL’s consolidated Pre-tax profit for 2010 is Rs.27 billion and the profit after tax is Rs. 17 billion, which translates into an earning per share of Rs. 16.78. The Bank announced a final cash dividend of Rs. 6.50 per share (65%) and 10 bonus shares for every 100 shares held (10%).
 
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HBL wins two Global Finance Awards
October 06, 2010
Washington D.C.: On the occasion of the annual World Bank and IMF Meetings 2010 currently underway in Washington, D.C., Global Finance presented banking awards to the top global banks at a ceremony attended by senior bank officials. HBL was presented with 2 awards: Best Bank Pakistan and Best Trade Finance Provider Pakistan. These awards were conferred on HBL in recognition of its achievements in product delivery and service quality in the markets where it operates.

The awards were received by Mr. Sultan Ali Allana, Chairman HBL who was accompanied by Mr. Nauman Dar, Head - International Banking, HBL. On the occasion Mr. Allana said, "We are, once again, extremely proud of the awards that the bank has received today. We have shown a consistent performance since last year and hope to continue in this vein with focus on our core businesses and technology driven additions to our services portfolio. We intend to maintain our leadership position in Pakistan and strengthen our businesses in key markets including the GCC, UK and South Asia.

Global Finance this year has identified the best banks in 123 countries as well as the best banks globally in 11 key banking categories. The criteria used for selecting this year's winners, considered both objective and subjective factors. Objective criteria included growth in assets, profitability, geographic reach, strategic relationships, new business development and product innovation. Subjective criteria included the opinions of equity and credit-rating analysts, banking consultants and others in the industry, as well as corporate financial executives. Global Finance states that they recognize these banks for their outstanding accomplishments. In trying times, the winning banks were all noteworthy in their dedication to satisfying their customers needs.

For more information please visit www.gfmag.com


Mr. Nauman Dar (right) receiving the award
 
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HBL Results for the half year ended June 30, 2010
July 29, 2010
The Board of Directors in their meeting held on July 28, 2010 announced results for the six months ended June 30, 2010. Deposit growth has been Rs. 16.8 billion, total assets have grown by Rs. 11.5 billion and net assets by Rs. 1.9 billion. HBL's consolidated Pre-tax profit for 2010 is Rs. 12.8 billion and the profit after tax is Rs. 7.9 billion, which translates into an earning per share of Rs. 7.70 showing increase of 26% over June 2009.
 
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HBL wins Best Emerging Market Banks award in Pakistan for 2010
April 15, 2010
Global Finance presented HBL with the Best Emerging Market Banks award in Pakistan for 2010. This award was conferred on HBL in recognition of its superior performance, enhanced profitability, expanding asset base and innovative products and services.

Global Finance states that the criteria for choosing the winners included growth in assets, profitability, strategic relationships, customer service, competitive pricing, and innovative products.

The report covers best banks in Asia, the Middle East and Africa, Latin America, and Central and Eastern Europe. The publisher of Global Finance, Joseph Giarraputo says, "More than ever, customers are demanding superior competence from their banking partners. These are the banks best providing that competence."

For more information please visit http://www.gfmag.com/
 
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The HBL Board met on April 15, 2011 at Karachi and announced its results for the first quarter of 2011.
April 15, 2010
The HBL Board met on April 15, 2011 at Karachi and announced its results for the first quarter of 2011. HBL's consolidated Pre-tax profit for the first quarter of 2011 is Rs.7.7 billion and the profit after tax is Rs. 5 billion showing an increase of 23% and 31% respectively over the corresponding quarter last year. This translates into an earning per share of Rs. 4.95 for the quarter
 
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HBL announces Results for 2009
February 19, 2010
The HBL Board met on February 19, 2010 at Karachi and announced its results for the year 2009. Deposit growth for the year has been 14.3% and the net asset growth of the bank has been 27.2% over 2008. HBL’s consolidated Pre-tax profit for 2009 is Rs. 21.4 billion and the profit after tax is Rs. 13.4 billion, which translates into an earning per share of Rs. 14.70.

The Bank announced a final cash dividend of Rs. 6.00 per share (60%) and bonus shares of 10%.
 
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HBL receives 3 Global Finance Awards
October 06, 2009
Istanbul: On the occasion of the World Bank Annual Meetings 2009 currently underway in Istanbul, Global Finance presented banking awards to the top global banks at a ceremony attended by senior bank officials. HBL was presented with 3 awards: Best Bank – Pakistan, Best Trade Finance Provider – Pakistan and Best Foreign Exchange Provider – Pakistan. These awards were conferred on HBL in recognition of its achievements in product delivery and service quality in the markets it serves.

The awards were received by Mr. Sultan Ali Allana (Chairman – HBL), Mr. Nauman Dar (Head International Banking – HBL) and Mr. Tariq Mateen (Head – Financial Institutions – HBL). At this occasion Mr. Allana said, "We are extremely proud of the awards that the bank has received today. These awards recognize our superior market positioning and are a reflection of the bank's management's endeavors to achieve and excel in areas of product delivery and customer services. HBL will continue to focus on its core businesses and invest in Technology and Human Resources with the aim to further strengthen its leadership position".

Global Finance this year has identified the best banks in 123 countries as well as the best banks globally in 11 key banking categories. The criteria used for selecting this year’s winners, considered both objective and subjective factors. Objective criteria included growth in assets, profitability, geographic reach, strategic relationships, new business development and product innovation. Subjective criteria included the opinions of equity and credit-rating analysts, banking consultants and others in the industry, as well as corporate financial executives. Global Finance states that "winners are not always the biggest banks but, rather, the best banks - those with the qualities that corporations should look for when choosing a bank".

 
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HBL applauds its cricket heroes
June 30, 2009
HBL, Pakistan’s largest private bank, hosted an award ceremony at the HBL Plaza today to celebrate the performance of its stars, Younus Khan, Shahid Afridi, Umer Gul and Ahmed Shehzad in the ICC World Twenty20.

Pakistan has won a world championship title after a hiatus of 17 years and the honour could not have come at a better time for the nation. The Pakistani team played exceptionally well, imparting a sense of pride to every citizen both at home and abroad and elevating the country’s spirits.

HBL has always been a supporter of cricket, promoting great players over the last few decades. It remains committed to the development of sports in the country and this dedication has today, resulted in not only the victory of their own players but the entire team and the nation at large.

R. Zakir Mahmood, President & CEO of HBL, while addressing media and guests on the occasion, praised the hard work of the Pakistani cricket team. “Our team has brought happiness and glory to the country and I would like to take this time to appreciate their efforts and remind them that our support is always with them.” He further added, “HBL has always been committed to sports and Younus and Shahid have been with the bank for over 10 years. We begin to support our players right at the outset of their careers and we will continue to support future sportsmen as well. I am honoured to present them with these awards.”

Younus Khan, Shahid Afridi and Umer Gul received cash awards of Rs. 2 million each and Ahmed Shehzad received Rs. 1 million. Younus Khan also received a car in acknowledgement of a spectacular 313 runs against Sri Lanka in February this year.

The ceremony was well attended by HBL executives and staff. An enthusiastic crowd congratulated the players on their individual achievements and applauded their journey through the tournament in bringing the World Cup home.
 
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HBL - 'The Best Emerging Market Bank in Pakistan'
May 13, 2009
HBL has been selected as ‘The Best Emerging Market Bank in Pakistan’ by Global Finance Magazine.

Global Finance magazine has named the “Best Emerging Market Banks in Asia” in an exclusive survey to be published in the May 2009 issue. Global Finance editors—with input from industry analysts, corporate executives and banking consultants—selected the best emerging market bank in the region and in 20 countries. Global Finance reports on the international finance sector, covering topics such as corporate finance, joint ventures and M&A, country profiles, capital markets, investor relations, currencies, banking, risk management, custody, direct investment, and money management. The magazine also holds several awards ceremonies throughout the year to recognize the winning financial institutions and companies.
 
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HBL among Top 500 Global Financial Brands
March 30, 2009

HBL has been rated as the top banking brand in Pakistan by The Banker.

The Banker is the world's premier banking and finance magazine. Read in 150 countries around the world, The Banker is the key source of data and analysis for the industry. The Banker teamed up with Brand Finance, the leading UK-based independent brand valuation firm, to release its top 500 banking brands for the year 2009.

Click here to see ranks for financial brands

 
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HBL announces Results for 2008
February 20, 2009

The HBL Board met on February 20, 2009 at Karachi and announced its results for the year 2008, which show a strong growth in all areas. Deposit growth for the year has been 12.5% and the net asset growth of the bank has been 19% over 2007. HBL’s consolidated Pre-tax profit for 2008 is Rs. 22.03 billion and the profit after tax is Rs. 15.61 billion, which translates into an earning per share of Rs. 20.47. As per the circular of the SBP (BSD 4 of 2009), wherein the regulators have encouraged banks to record full impairment, the bank has complied and in this regard 100% of impairment loss to the investments held by the bank have been routed through the profit and loss account.

The Chairman of HBL, Mr. Sultan Ali Allana presided over the Board meeting and said that the bank’s performance, despite the difficult conditions both globally and in Pakistan, is very encouraging. The bank will continue to focus and invest in technology, branch upgrades and human resources in order to deliver a higher standard of services to its customers.

The Bank announced a final cash dividend of Rs. 5.50 per share (55%) and bonus shares of 20%.

 
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2008 - 'Best bank In Pakistan' Award
December 06, 2008

In October 2008, HBL received the ‘Best Bank in Pakistan’ award in recognition for its continuous efforts in providing world class products and services to customers. Award was received by Mr. Sultan Ali Allana - Chairman. The ceremony in Washington was also attended by Mr. Zakir Mehmood - President & CEO, Mr. Nauman Dar - Head International Banking and Mr. Tariq Mateen - Head Financial Institutions Division.


Mr. Sultan Ali Allana (right) receiving the award

 
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2008 HBL Milestones - 'Buzziest Brands' Awards
December 06, 2008

Revelation Inc, a Pakistan based brand development company, carried out a poll among marketing and advertising representatives, as well as a panel of judges to pick the most active brand in Pakistan. HBL was received the “Buzziest Brand” award in the Banking and Financial Institutions Category. HBL was competing with strong consumer brands like Olpers and Coca Cola yet accomplished third position among top five brands in the entire advertising industry. The award was received by Mr. Aly Mustansir - Head Marketing and Brand Management. The first two places were awarded to telco brands, Telenor and Mobilink.


Mr. Aly Mustansir (left) receiving the award


 
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'Most innovative Global Trade Finance' award
December 06, 2008

HBL received the 'Most Innovative GTFP (Global Trade Finance Program)' award. The award was received at the International Finance Corporation Annual Trade Conference in Paris where 126 issuing and 145 confirming multinational banks that were present. Mr. Tariq Mateen - Head Financial Institutions Division, gave a presentation showcasing the success of HBL in the global trade financing business. The award was received by Mr. Mateen and Mr. Anwar Zaidi – Head Operations. This recognition has raised our profile among a large forum of international banks and paved way for IFC to increase our facility from USD 75 million to USD 100 million which has helped us in creating liquidity in our international network.


Mr. Tariq Mateen holding the award with Mr. Anwar Zaidi and other delegates

 
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HBL announces Third Quarter results
October 26, 2008

We are pleased to inform our shareholders that as per permission granted by Stock Exchanges and Securities and Exchange Commission of Pakistan under Section 245 of the Companies Ordinance, 1984, HBL has placed Third Quarter Accounts on its website.

Third Quarter Accounts for the period ended July 1 to September 30, 2008 can be viewed here.

In addition, HBL shall provide free printed copies of Third Quarter Accounts to shareholders upon their a written request, within one week of receiving.

 
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HBL announces Half Yearly results
July 29, 2008

We are pleased to inform our shareholders that as per permission granted by the Stock Exchanges and Securities and Exchange Commission of Pakistan under Section 245 of the Companies Ordinance, 1984, HBL will place Half Yearly Accounts on its website.

Half Yearly Accounts for the period ended June 30, 2008 can be viewed here.

In addition, HBL shall provide free printed copies of Half Yearly Accounts to shareholders upon their written request, within one week.

 
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(Attested CNIC photocopy submission)
July 07, 2008

(As per SBP regulations, all account holders who have not submitted their attested CNIC photocopy to their respective branch are requested to do so before December 31, 2008.)

 
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Dispatch of Dividend Warrants and Bonus Shares
May 01, 2008

All Dividend Warrants in respect of the 40% final dividend and all Bonus Shares in respect of the 10% Bonus Shares announced by the company for the year ended December 31, 2007 have been dispatched through Registered post.

Shareholders who do not receive their Warrants & Bonus Certificates within 10 days hereof may contact our Shares Registrar at the following address:

M/s THK Associates (Pvt.) Limtied
Ground Floor, State Life Building No. 3,
Dr. Ziauddin Ahmed Road, Karachi.
Tel: (021) 111 – 000 – 322 Fax: (021) 5655595

The Bonus Shares of CDC shareholders have been credited to their respective accounts maintained at Central Depository Company of Pakistan.

 
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HBL announces First Quarter results
April 25, 2008

We are pleased to inform our shareholders that as per resolution passed at the Annual General Meeting held on March 28, 2008 and subsequent permission granted by the Stock Exchanges and Securities and Exchange Commission of Pakistan under Section 245 of the Companies Ordinance, 1984, HBL shall place Quarterly Accounts on its website each quarter.

Quarterly Accounts for the period ended March 31, 2008 have been uploaded and can be viewed here.

HBL shall provide free printed copies of Quarterly Accounts to shareholders a written demand / request from them, within one week of receiving.

 
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HBL President announces the launch of HBL CreditCard
November 27, 2007

HBL, comprising Pakistan’s largest banking network, recently launched the HBL CreditCard. This marks HBL’s latest addition to a series of new initiatives aimed at adding value for the nation’s consumers.
 
Announcing the launch of HBL CreditCard, the bank’s President, Mr. Zakir Mahmood, said “As Pakistan’s largest private bank, HBL strives to play an instrumental role in the country’s development, especially its financial market.  HBL CreditCard is a part of this effort.”
 
Mr. Abid Sattar, Group Executive, Retail & Consumer Banking, HBL, stated, “We intend to provide the country’s most powerful card to every segment of the society, spanning the entire nation.  We shall expand the credit card market through our huge branch network, state-of-the-art technology and exemplary customer service.” 
 
HBL aims to grow the stagnated credit card market in Pakistan by offering convenience, flexibility, security and opportunity to the nation’s consumers. Available in Green and Gold formats, HBL CreditCard is accepted at more than 24 million merchants worldwide.  
 
Among numerous features offered, “Lower rate every year” is one of the unique features of HBL CreditCard.  Under this feature, customers will be rewarded through a reduction in the rate of service charges at the end of each year if they pay their regular bills on time.  Other features offered by HBL CreditCard include E-statements, SMS Alerts, Statement by Fax, Balance Transfer Facility and Revolving Credit Facility.

 
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HBL introduces Enhanced Savings Account
November 01, 2007

Under the auspices of Pakistan Banks' Association, HBL introduced the
Enhanced Savings Account (ESA). All PLS Savings Accounts with an average balance of up to Rs. 20,000 will automatically be transferred to this category and earn up to 4% p.a. profit.

Under ESA, all accounts will be automatically transferred on October 31, 2007. Profit will be calculated and credited on a quarterly basis on the average balance. Additionally, 4 free debit transactions (excluding ATM) are provided and only Rs. 50 is deducted if the average balance falls below      Rs. 5,000 during the month.

HBL provides countrywide access to ESA with no hidden charges. Please contact your nearest branch for more details.

 
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HBL installs Vikuiti screen at its Zamzama Branch
October 05, 2007

HBL has installed a Vikuiti screen at its Zamzama branch in Karachi, Pakistan. The screen plays a montage of HBL’s current product offerings and corporate TV commercials. You can view the screen from sunset onwards during October, 2007.

 
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icard and AutoCash to become inactive
September 30, 2007

HBL has discontinued the issuance, service and usage of iCard and AutoCash ATM/POS cards. Please contact your branch to apply for the HBL Value Visa Debit Card to continue using ATM machines and conducting POS based transactions.
The HBL Value Visa Debit Card is enabled for local and international use at all Visa ATM machines and merchants.
Please note that iCard and AutoCash cards that are used after 31st October, 2007 will be captured by HBL ATM machines.

 
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HBL-IBA signs MoU for Banking Services
August 00, 0000


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