Salary Falling Short?
Turn to HBL SalaryPlus to meet all your short-term cash needs. HBL SalaryPlus is an overdraft facility which provides our customers with an assigned limit in their salary account. This facility provides freedom to meet unforeseen expenses which may arise.
Mark up charged on utilization only
Up-to 100% overdraft withdrawal via existing HBL DebitCard or cheque book
Access to HBL InternetBanking, HBL PhoneBanking and HBL Mobile Banking
Annual renewal of facility subject to meeting requirements
Processing fee charged on approval only
Salary transfer account with HBL with a minimum net monthly income of PKR 12,000 in last 12 months.
21-59 years of age or retirement age (whichever is lower)
Verified copy of original CNIC
Recent Salary slip (original or attested)
Schedule of Charges
Processing fee of 1% of overdraft limit or PKR 2,500, whichever is higher
Annual renewal fee of 1% of overdraft limit or PKR 2,500, whichever is higher
mark up rate may vary as per the classification of your application, with a
maximum of 36% per annum.
Fair Treatment to Customers
Schedule of Bank Charges (SOBC), as per the customer category, is shared with the customer where annualized percentage on the facility and charges applicable such as processing, late payment and early closure of the facility are provided. Terms of agreement are acknowledged through a finance agreement signed by the customer.